# Release Notes Template

## Release Summary

- Release version/tag:
- Target environment:
- Release owner:
- Planned window:
- Customer impact:

## Risk Assessment

- Overall risk: low / medium / high / critical
- High-risk product areas touched: payments / cards / FX / crypto / savings / admin money movement / auth / compliance / data
- Known residual risks:
- Roll-forward criteria:
- Rollback criteria:

## Database Migrations

- Migration files included:
- Migration plan JSON artifact:
- Dry-run evidence:
- Rollback file coverage:
- Restore drill evidence reference:
- Backward compatibility notes:
- Data backfill or repair steps:
- Production approval reference:
- Rollback plan:

## Feature Flags And Toggles

- `BANKING_FEATURE_PAYMENTS_ENABLED`:
- `BANKING_FEATURE_CARDS_ENABLED`:
- `BANKING_FEATURE_FX_ENABLED`:
- `BANKING_FEATURE_CRYPTO_ENABLED`:
- `BANKING_FEATURE_SAVINGS_ENABLED`:
- `BANKING_FEATURE_ADMIN_MONEY_MOVEMENT_ENABLED`:
- Toggle owner:
- Toggle verification steps:

## Security, Compliance, And Provider Notes

- New provider contracts, credentials or routing rules:
- KYC/AML/sanctions impact:
- PCI/card-data impact:
- Privacy/data-protection impact:
- Audit evidence package link:

## Verification Plan

- CI run:
- CD run:
- Staging smoke result:
- Browser e2e/accessibility result:
- Backend integration result:
- Load or webhook replay evidence:

## Runbook Links

- Deploy:
- Rollback:
- Provider outage:
- Ledger imbalance:
- Reconciliation break:
- Incident response:
- Data breach:

## Approvals

- Product:
- Engineering:
- Security:
- Compliance:
- Finance/Operations: